Borrowed Time
Life Insurance
Meet Our Team
Christopher Marchese
NPN: 20862149
States Currently Licensed in:
Alabama, Florida, Iowa, Ohio, Nebraska, Wisconsin, Texas
Owning businesses taught me the power of hard work and dedication, and I know how important it is to protect what we hold dear. Sadly, I've experienced loss in my own family, and it ignited a passion within me to help others during tough times. My personal journey has fueled my commitment to ensuring your family's security.
Ryan Rodriquez
NPN: 20160512
States Currently Licensed in:
Alabama, Florida, Iowa, Michigan, Minnesota, Nebraska, Ohio, Texas, Virginia
Aside from being an insurance underwriter; I am a proud veteran, having served our country with honor and dedication. My military background has instilled in me the values of integrity, discipline, and unwavering commitment—values I bring into every client relationship.
Our team members are vetted life insurance agents that uphold the highest standards of professionalism, integrity, and expertise.
Our Trusted Carriers
"Getting approved for coverage is simple when we work with A Rated Carriers that care about YOUR protection!"
Explore Our Comprehensive Life Insurance Policies
Whole Life Insurance
Whole life insurance offers lifelong coverage with fixed premiums. It accumulates cash value over time, serving as both protection for your loved ones and an investment that grows over the years. With whole life insurance, you enjoy security and financial growth in one package.
Why Choose Whole Life Insurance?
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Lifelong Coverage
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Fixed Premiums
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Cash Value Accumulation
Mortgage Protection Insurance
Mortgage protection insurance is designed to pay off your mortgage balance in the event of your passing. It offers peace of mind to you and your family, ensuring that your loved ones can remain in their home without the burden of mortgage payments during a challenging time.
Why Choose Mortgage Protection Insurance?
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Ensures Mortgage is Paid Off
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Protects Your Family's Home
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Provides Financial Stability in Difficult Times
Term Life Insurance
Term life insurance provides coverage for a specific period, often 10, 20, or 30 years. It offers affordable premiums and straightforward protection. Term life is an excellent choice if you want coverage during your working years or until specific financial obligations, such as a mortgage, are paid off.
Why Choose Term Life Insurance?
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Affordable Premiums
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Flexible Term Lengths
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Temporary Coverage for Specific Needs
Indexed Universal Life (IUL) Insurance
Indexed Universal Life insurance combines death benefit protection with the potential for cash value growth linked to stock market indexes. It offers flexibility in premium payments and the opportunity to earn higher interest rates based on market performance while ensuring a safety net for your beneficiaries.
Why Choose Indexed Universal Life Insurance?
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Potential for Higher Returns
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Flexibility in Premiums
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Protection and Investment Opportunities