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We are all living on Borrowed Time!

Time is Precious, Ensure Your Loved Ones Are Protected. Embrace Today, Safeguard Tomorrow, and Provide the Ultimate Gift of Financial Security. Act Now – Your Family's Future Depends on It.

Meet Our Team

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Christopher Marchese

NPN: 20862149

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States Currently Licensed in:

Alabama, Florida, Iowa, Ohio, Nebraska, Wisconsin, Texas

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Owning businesses taught me the power of hard work and dedication, and I know how important it is to protect what we hold dear. Sadly, I've experienced loss in my own family, and it ignited a passion within me to help others during tough times. My personal journey has fueled my commitment to ensuring your family's security.

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Ryan Rodriquez

NPN: 20160512

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States Currently Licensed in:

Alabama, Florida, Iowa, Michigan, Minnesota, Nebraska, Ohio, Texas, Virginia

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Aside from being an insurance underwriter; I am a proud veteran, having served our country with honor and dedication. My military background has instilled in me the values of integrity, discipline, and unwavering commitment—values I bring into every client relationship.

Our team members are vetted life insurance agents that uphold the highest standards of professionalism, integrity, and expertise.

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Our Mission

Borrowed Time Life Insurance was founded on the principals of helping families secure their futures and to leave a legacy behind when the time comes. Our goal is to provide affordable and reliable insurance coverage to individuals and families. Over the years, we hope to expand our team to better serve you and your family.

Our Trusted Carriers

"Getting approved for coverage is simple when we work with A Rated Carriers that care about YOUR protection!"

Explore Our Comprehensive Life Insurance Policies

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Whole Life Insurance

Whole life insurance offers lifelong coverage with fixed premiums. It accumulates cash value over time, serving as both protection for your loved ones and an investment that grows over the years. With whole life insurance, you enjoy security and financial growth in one package.

Why Choose Whole Life Insurance?

  • Lifelong Coverage

  • Fixed Premiums

  • Cash Value Accumulation

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Mortgage Protection Insurance

Mortgage protection insurance is designed to pay off your mortgage balance in the event of your passing. It offers peace of mind to you and your family, ensuring that your loved ones can remain in their home without the burden of mortgage payments during a challenging time.

Why Choose Mortgage Protection Insurance?

  • Ensures Mortgage is Paid Off

  • Protects Your Family's Home

  • Provides Financial Stability in Difficult Times

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Term Life Insurance

Term life insurance provides coverage for a specific period, often 10, 20, or 30 years. It offers affordable premiums and straightforward protection. Term life is an excellent choice if you want coverage during your working years or until specific financial obligations, such as a mortgage, are paid off.

Why Choose Term Life Insurance?

  • Affordable Premiums

  • Flexible Term Lengths

  • Temporary Coverage for Specific Needs

Financial Reports

Indexed Universal Life (IUL) Insurance

Indexed Universal Life insurance combines death benefit protection with the potential for cash value growth linked to stock market indexes. It offers flexibility in premium payments and the opportunity to earn higher interest rates based on market performance while ensuring a safety net for your beneficiaries.

Why Choose Indexed Universal Life Insurance?

  • Potential for Higher Returns

  • Flexibility in Premiums

  • Protection and Investment Opportunities

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